
Saturday, 22 September 2007
Autumn Equinox

Monday, 17 September 2007
Northern Rock Debacle
I am so sorry for all the staff at Northern Rock. From staff at HQ, to the IT Dept, and all the counter staff. I expect they are getting a lot of flack and aggro from anxious savers. At the same time they will be worried about their own jobs. The standard of staff and paperwork at Northern Rock has been exemplary. Far superior to any other bank I've had dealings with. That's why it is such a sad ending to a fine institution. It's the bosses who are to blame - and the shareholders along with the FSA and Govt.
Now I'm a saver and so is my husband. We can't afford to lose money. But as our accounts are postal and have penalties attached for cashing in early - then there is no easy access to our money however much I would like to panic and take it out. Unless the bank and its obligations are taken over we are likely to lose some of our savings. The FSCS scheme only pays 100% on the first £2k and then drops to 90% for the subsequent amount to a maximum of £33k. This sum was set up with the scheme a few years ago. I don't know whether it will ever be reviewed. Some people have had far more than £35k invested - perhaps they weren't told of the maximum re the FSCScheme as a last resort if a bank fails - perhaps banks should be required to do so in future.
Now - I also have a smallish sum - my ready cash savings in the Silver Saver On-line. There is no way I can access that at the moment. I did try at 3.30 a.m. But I am reluctant to anyway because what would happen if I arranged a BACS transfer and while my money was out there in that mysterious world of the etherbank - that strange place where I get no interest on it - while it has left one bank and takes 3-4 days to arrive at the destination bank - what would happen if the Northen Rock bank suddenly ceased trading? Would I be covered then by the FSCS scheme? Or if the NR Bank sent my money to me as a cheue through the post. My money in a cheque. But before it was paid in and cleared as cash in my current account - would I be then be an unfortuante creditor only or would I still be covered under the FSCS scheme?
Knowing how this Govt. has refused to help out pensioners with collapsed pension schemes and the Equitable Life customers; also the FSA seems very toothless when dealing with this - then are any of these schemes worth the paper they are written on? At our age we can't afford to wait xx years to find out if we will get compensation should a bank collapse and cease trading.
This latest panic on the high street just shows how none of us trust our leaders when they tell us we have nothing to worry about. They have squandered our trust over the last 10 years and are now being hoist by the petards [whatever they are!]. I hope it's painful for them all.
18/09/07 - Well said Libby Purvis : http://www.timesonline.co.uk/tol/comment/columnists/libby_purves/article2477756.ece
Saturday, 15 September 2007
Sitemeter
Now the other side of this coin is that other people can 'snoop in' on your sitemeter statistics. Are you aware of this fact? If you want to test it out get a friend to look up your blog on their PC and click on the meter. They should just get the summary page .... If they don't then you need to configure the privacy settings. Don't forget when installing the meter to go to the Manager Page to change the default settings to a more private level. I've found a surprising number of bloggers with sitemeter up and running who don't keep this information private. It may be they don't care ... but I would hate to think that some bloggers may not be aware that this information is out there for any nosey-parker like me.
If you want to keep your statistics and visitor stats private do Remember to go to Manager and then Privacy settings.....
http://www.sitemeter.com/default.asp
Friday, 14 September 2007
Panic Attacks in the North
I must admit to being not entirely calm - I've had few palpitations and extra trips to the loo - as NR bank is my chosen institution for the large majority of my savings. They have been the most efficient bank I've dealt. I hope they are able to turn this situation around and calm my beating heart.
Update: 17/9/07 at 4.15 am. http://www.moneysavingexpert.com/banking/Northern-Rock-Crisis
Wednesday, 12 September 2007
Panic Attacks
My little sister used to suffer them (so I believe, with hindsight) as a teenager. She could not bear to be in large airless stores and would often rush out after 15 minutes of shopping. I always thought it most strange of her. She grew out of the problem at some point and has not shown any such signs of discomfort after becoming a mother.
I first experienced a panic attack standing in a queue at a supermarket checkout. I thought I was about to faint. My heart started to race, a hot flush overwhelmed me and I felt I couldn't get enough air. I contemplated rushing out for fresh cool air. But part of my sensible pragmatic brain wondered whether this could be a 'panic attack'. I knew that if it was I shouldn't react or the next occasion I would feel the need to take the same action. I stood there and rode the storm. Deep breathing exercises and thinking coolly about how I felt and wondering why? I'm glad I didn't take the strong urge to flee. These attacks occurred frequently in queues. Rarely while I was hauling a supermarket trolley around but always while I had to stand in a queue. I remember once being so distracted by how I was feeling that I almost became a blatant shoplifter. My groceries were on the belt but before the checkout girl could scan the goods I started to collect it together again and pack it away. Oooh - we did Laff. I'm just relieved she didn't call the store detective. I've never fancied the idea of a body search.
Now it was only reading Flower's post that I remembered these attacks. They must have started for me just as I entered the pre-menopause stage. I'm not quite sure that I can think of the last one ... but I'm not aware of any for a 2-3years. Obviously from Flower's observations my natural inclination to take deep slow breaths helped. So next time, if I have them again, I'll try singing. It sounds much more fun.
Early Rising
Tuesday, 11 September 2007
Name Game MeMe
These are the “official” rules ( cut and pasted)
- Players must list one fact, word, or tidbit that is somehow relevant to their life for each letter of your first or middle name.
- When you are tagged you need to write your own post containing your first or middle name game facts, word, or tidbit.
- At the end of your post choose one person for each letter of your name to tag.
- Don’t forget to leave a comment telling them that they have been tagged, and to read your blog.
- If I’ve tagged YOU (see below), please join in on the fun!
P represents Pink - my favourite colour for blogs [in fact all shades of red]. I frequently turn pink when I blush. When in a crowd I have a quick, bawdy, sarcastic wit. I make people laugh. Sometimes words will escape before I've thought through the consequences - then I start to blush - especailly when someone comes back with a bawdier rejoinder.
E stands for Escapism - a chance to dream, reminisce and write about whatever comes into my head. I love the chance to take time to just sit and dream while looking at the garden.
N for Name - Penny is my 'pen name' - I still have this horror of imagining all friends and acquaintances in East Devon leaping from behind the trees to confront me for some entry I posted on my blog.
N for Not being brave enough to write under my real name ... but then I'm only trying to protect the innocent - my man, my friends, my family.
Y is for You - all of you out there who read this - this blog of what sometimes only amounts to vague mementos of life, the occasional rage, whinge, irritable whisper of waspish humour. I know I do have some really improtant message to impart - it's just that at the moment I'm so tired I've forgotten what it is....
Now to pass the baton to some bloggers who I feel have a more honest approach to blogging and/or a definite style of blog.
- Merryw
- Mopsa
- Flowerpot
- Rilly Super
- Glamourpuss or Glamourpuss the clairvoyant
All I have to do now - is get some tea and then run round to deliver the invites. meanwhile if any of you do happen to drop in please collect and carry forward
Sunday, 9 September 2007
Sunday Stroll
Well, we managed to get out a bit earlier this morning. Now that I've no dog to take on walks with me I take my husband instead. The only trouble is he's nowhere near as much fun as a dog. So I walk along watching other people exercise their dogs instead. Seeing these 2 black labs swimming off Sidmouth beach this morning reminded me of how much Velvet used to love a swim. Sometimes she would just leap in and paddle away, on and on, as if she was planning to emigrate to Spain. Once she leapt off an embankment wall into a river; she then couldn't get out again. We had to walk about a mile downriver till we could reach her and haul her back onto dry land. I've bought myself a step counter for the days I go out walking alone. Or I may have to set up a small business as a dog walker . Twenty years ago we had an Irish Setter. He was a bit of a rogue dog. A fine looking dog and most people wanted to fuss him. But he was always on the verge of 'biting'. I could never trust him. We used to have to go out at the first crack of dawn to give him a good run. At a time when hardly any other poeple around. He didn't like people, children, cats or other dogs. He was a real handful. And yet in other asspects he was beautifully trained - if I say so myself - well , he was, I did a good job. It was a heartbreaking decision but at the age of 8 we had to put him down - I wasn't sure I even trusted him not to go for me in the end.
Saturday, 8 September 2007
Cruising the Blogosphere
3BT's today:
- the warmth of the sunshine while sitting outside with[very late] breakfast and closing my eyes to listen more intently to the sound of the birdsong.
- the deep clear blue of the sky overhead
- 3 trees full of apples ripe for the picking
Friday, 7 September 2007
Life Goes On ...
However, I saw this in a newspaper today and thought it was bizarre beyond belief. I feel this is carrying grief beyond what is reasonable. I don't know what your thoughts are.
Now I'm picking up a bottle and am off to visit teeni to see what mad idea she has for another party. What would we do without friends to keep us on the right track? ....
Thursday, 6 September 2007
Mothers - How We Miss Them
Good Friends for Good Times. Not people I choose to be around when I feel cocooned and trapped in a glass bubble of grief. They neither of them understand what it is like. I sometimes wonder how hard an experience it will be when they do, eventually have it thrust upon them.
It's the natural order of life to lose parents first. I lost my mother when I was 16. I still miss her. I'm still taken by surprise when I talk to women older than I and discover they still have their mother. I remember an old lady of 80 telling me she was "now an orphan" when her mother had just died. She was not quite as I imagine an orphan - but I know how she felt.
Wednesday, 5 September 2007
Welcome 2 New Guest Blog Spot
Help Support British Pig Farmers
Sunday, 2 September 2007
Man's Best Friend
I thought I'd trawl the net and look for a site to add to my blog roll to balance the Cool Cat's Blog: George online. Then I found this Give a Dog a Home Blog. I'm wondering whether we could take on another house pet. I believe the perfect home includes, an Aga , a pantry, a cat and dog. I don't have an Aga or a pantry, but ....... I started to trawl through the site looking at all the dogs that need a home. And then I found this beautiful lady - Sky - and I'm in love. I'll go to sleep on it .... I want to let my heart rule my head but ..... tomorrow I may revel in a clean and tidy house and decide to let my head rule my heart.
I'll just have to ask myself do I want a perfectly clean and tidy house or do I want a home?
Afternoon Tea
Thursday, 30 August 2007
Flowers Speak Louder Than Words

The Niceties of Life
at the beginning of August. It's taking me a while to sort out a few new bloggers to whom I would like to pass on this award. Most people have either already received the award or are away - well - they've not posted any entries for a couple of weeks. So I'll postpone nominations until September,
Wednesday, 29 August 2007
Monday, 27 August 2007
Fearing the Worst
I remember once when MyMan was late home from work. A 200 mile drive. Our young 12 year old niece was visiting. She and I had a film video on. Something she found really absorbing. But I found it scary. So I avoided watching some of the time. I averted my gaze from time to time. Looked out the window every now and then. Saw a police car pull up outside. A Policeman and a Policewoman. This was in the days when WPC's were sent out to pass on the bad news or to help mothers and/or children in distress, domestic cases. I was sure they had come to tell me BAD news. Sure that MyMan had been involved in an accident. I left the room to put the kettle on and get the tea things out of the cupboard. I knew they would want me to have a cuppa for the shock. I didn't like to think of them having to forage for everything for themselves in a strange kitchen. I am thoughtful of others feelings.
I'd made the pot of tea and still no knock at the door. I started to plan how to care for niece. How to get to the hospital if MyMan was in fact a survivor. I also started to make long terms plans if I was now a widow. Well, by long term, I mean the funeral and what to wear. Still no knock at the door so I had a peek through the window again. Saw then they were inspecting a newly built house just down the road. They did in fact buy it. Mr and Mrs PC moved in to become neighbours a few months later.
I returned to the film and enjoyed the pot of tea. Wondering when my travelling husband was going to get home for supper. At least nowadays mobile phones help us to keep in contact with reasons for late arrivals.
Sunday, 26 August 2007
Time for a Laugh
Long Tanned Limbs
I usually have a kind of slight brown [freckly] pink colour rather than an all over golden glow. But to have to bare my milk bottle white legs was, I thought, far too embarrassing to contemplate. So I bought one of those moisturisers that give the skin a faintly golden tan. I have very dry skin so need to moisturise daily. Therefore the application would fit conveniently into my almost non-existent beauty regime. I chose the fair to medium colour. I knew I wouldn't fool anyone if I suddenly turned conker brown overnight. I was hoping for a long tanned limb look. What I have ended up with are vertical stripes. I'm hoping the illusion will make my legs look slimmer.
I may try again next week with a different product. as this one sounds fool proof.
Saturday, 25 August 2007
Only Mad Dogs...
I couldn't wait to share my first [and probably last attempt] at poetry.
Tuesday, 21 August 2007
An Apple A Day .......
Another daily task that would be good for us, is to take time to count our blessings or to think of 3 Beautiful Things. The 3BT rule. I wrote a posting recently on this theme after I had found Clare's original site called 3BeautifulThings.
Today:
- the smell of freshly mown grass and damp earth as I worked in the garden
- the warmth of the sun and the sound of birdsong as I sat enjoying the peace of the garden
- picking rosy red Discovery apples, their scent evoking childhood memories. A better crop than I was expecting as the apple trees have been rather neglected this last year or two.
Guest Blog Spot
Fear and Grief
Monday, 20 August 2007
Astrology
But Taurus on the other hand is so like .. "You're level - headed, with your feet firmly on the ground - so much so that not even an earth tremor could disturb your composure. A whiff from the kitchen is more likely to attract your interests, (Ha!) as you are essentially a sensuous creature. Your languid limbs speak of your need to take life easy. Your love of comfort is second only to your love of money & the pleasures it can provide. You enjoy savoring a moment & dislike being rushed. You could be quite routine- oriented. Others may see you as leisurely, introverted & affectionate, but you could come across as being lazy, greedy & dogmatic. You are all determined & stable, someone who has patience to accomplish what you set out to do. Your best trait is your steadfastness; your worst is your stubbornness. (Oh dear - it's so true - alas)
A solid, stocky body, often with a sturdy neck, is characteristic of Taurus Rising. Your head is usually round, but your squarish jaw line tends towards fleshiness (I think this refers to my double chin). Alternatively, Taurus Rising can also have a chiseled, delicate appearance. Your kind eyes appears almost cowlike in their tranquility. Your thick hair is soft & often curly. (very true - it's even curlier in this wet weather) You may have a small nose that turns up at the end. The skin of your face is soft & creamy; a dimple may emphasize your sensual nature. " (Yep, there is a dimple)
I then checked out the free chart facility at Astrolabe . where it appears quite certain my rising sign is Aries. It is here that I found the free print out is quite amazingly accurate - a warts and all interpretation. I did identify with a great deal of my good and bad characteritics. It will be interesting to see what My Man makes of the 4 page print out. I'm off to have a look at his chart now!
Sunday, 19 August 2007
Copyright
I'm not au fait with copyright over images that an artist has uploaded to a website so I've emailed the artist and requested permission to use it as such. I don't know what I'll use if she's not happy with the idea. So fingers crossed. I think it is the most beautiful expression of Pisces [with our complicated dual personality] in a watery environment that I've ever seen.

Friday, 17 August 2007
Compulsive Reading
But wait - a closer examination of the statistics on the site and you see that during Australasia's 70 minute visit, Aussie blogger looked at 16 pages. 16 pages. That many? I didn't know I'd written so much.
Wednesday, 15 August 2007
Roll That Ass
"I think so. - But I'm not sure why I have to roll my arse?"
"No" he said - "Roll your RRRRs - while you're blowing"
Ah!
I'd just bought a wooden pipe from a street trader at the Sidmouth Folk Festival. A pipe, or whistle, that imitated a blackbird singing. He'd made it look so easy. It sounded very realistic. A deep breath. A long blow and pull the end of the bird flute in and out. But apparently I had to be sure and roll my RRRRs at the same time. I never did get the hang of it. However much I rolled my arse.
Tuesday, 14 August 2007
Colour Prejudice
I have often read the Swearing Mother's blog. I like what she says. I enjoy many postings when I do drop in. But I am so sorry. I just cannot stand certain shades of green. My eyes are always first and foremost drawn to the peachy/pink/red/mauve side of the colour spectrum. Even at the opticians when he asks me which is the clearer; the circle on the red or the green background? I have real trouble deciding. I so love the red. We get there - eventually.
I love the various greens of nature. And have many evergreen shrubs in the garden. In fact I've several plants grown just for their green flowers. So why this difficulty with pages on books, colours of cars, clothes, interiors.? Thinking about, it I'm OK with colours up to the blue range. But Yellow also is not really my 'thing'. Apart from daffodils in spring. I'm slowly removing all the yellow flowering shrubs from our garden. Orange is OK.
I'm sure that somewhere there will be a test to find your personality via colour choice. Yes there is and having completed it - guess what colour personality I am? Well I never would have guessed. Try it out for yourself. Updated NB 15th August - If you compete the questionnaire you don't have to complete the form at the end - let it compute your answers then if you look carefully you will eventiually see at the top of the page a yellow box to click to "View Results".
Monday, 13 August 2007
Spots Before the Eyes
Sunday, 12 August 2007
Women Drivers

I can and do park perfectly - right in the middle of the white lines in car parks - facing forward ready to leave. Able to drive off immediately the engine has fired. When reversing I have to use both wing mirrors only as I have a stiff inflexible neck/back so am unable to twist around in that macho male way with my arm gripping the passenger seat head restraint while reversing. In fact I have been congratulated on my precision at parking. Sometimes by a male driver - so they can't all be boorish road hogs I admit. When driving down roads with cars parked on either side other drivers sit and wait for me to manoeuvre around them - so obviously they don't trust their spacial awareness. 9 times out of 10 they are male drivers sitting there hugging the left kerb as tightly as possible with a space large enoughto be able to drive a bus through.
As I said I have stiff neck and back. This probably from the number of accidents I have endured at the hands of male drivers. Each time I've been blame free. Honestly. Twice by lorry drivers. Three times I've been hit from behind. The most recent (18 months ago) while I was stationary waiting for a gap in the oncoming traffic before I could turn right off the road. The conditions were wet and slippery. The driver told me "I'm a professional driver" and "have you seen the condition of the roads today?" - well yes I have - but I stopped in time and although I had to sit there waiting for a gap before I could move for several minutes on a clear stretch of road, he assumed he could stop in time but he couldn't and didn't. So his spatial awareness was well and truly up the creek. Along with his judgement on a suitable speed according to the conditions of the wet, greasy road. I wished I'd reported him for driving without due care and attention. A witness wanted to call the police. But although shaken I felt OK at the time so didn't think it necessary. I just hope he learnt his lesson. I still have stiff neck and shoulders from the whiplash after this latest event. My car was off the road for 3 months. I had to screw up my courage to do the journey in April. I crawl along behind lorries for mile after mile as I now longer trust them behind me.
Before that accident I'd been shunted from the rear twice on separate occasions. At roundabouts. Neither man could stop in time. I didn't hit the fool in front [MALE] who suddenly stopped - so why couldn't they behind me?! They were obviously driving far too close to me for either their ability to react or their car's brakes to cope. I'm thinking of getting a 4x4 with BIG wheels and bull bars in future.
Male drivers often take up the point that the car manufacturer's miles per gallon or miles per litre - do not reflect real driving conditions. I expect the figures are taken after a female test driver has put the car through it's paces. So I take the figures as gospel.
The other day we had to stop suddenly at a mini roundabout. Full of paranoia and guilt I looked in my rear view mirror. I'm not sure who tooted who - or why. The young man in front assumed it was me and shot across the white painted island.He started to wave his fist at me out his window. There was no way I could respond. He carried on gesticulating wildly. At one point practically hanging out of the driver's window as he went around the next roundabout giving me lovely two fingered gestures that had nothing to do with Victory. It made me giggle which enraged him even more. When we came to a parting of our way I blew him a kiss. I don't think he appreciated it. If he carries on like that he'll have aheart attack before he's 30.
Saturday, 11 August 2007
Inspirational Blogger Award

- 3Beautiful Things - for reminding us that however hectic life is we should remember to count our blessings
- Poetess - for bright pictures and poetry on a lively site
- Jenny's Corner - for sharing her life - with books - with us
- Tine's Blog - beautiful photos - interesting
- Cal's blog - for blogging for so long
Thursday, 9 August 2007
I Think Therefore .. ...

I would like to nominate the following 5 as being welcoming and thoughtful hosts when you visit their blog.
- Mopsa of Ramblings was the first blogger to welcome me into the community via the comments section - in the days when I was very much a newbie, floundering around and still trying to figure out how blogging, and chatting worked.
- Flowerpot Days - for always taking time out of a busy schedule to be welcoming
- 'Clever Dick' - Richard Madeley for despite being famous is down to earth and very earthy. He has an amazing wealth of knowledge which he graciously passes on to all and sundry - high and low. He tries to connect very much with his audience. Is very touchy feely. And is not embarrassed to be in touch with his feminine side.
- Rachel from North London - who during an incredibly trying time and also busy time with her book launch[Out of the Tunnel] still took the time out to acknowledge all messages left on her blog.
- Vichchoobhai for sharing his experiences as a carer ...
I hope you will all accept your award and then nominate 5 fellow bloggers in your turn.

